David Topor
Owner
David J Topor has been an independent financial advisor, Insurance Broker, and President of his own firm, IntelliPlan Inc. since 2009. David has been assisting retirees and families in accumulating and preserving of their hard-earned retirement nest egg. As a fiduciary, he has years of experience assisting clients with properly funding and administering both revocable and irrevocable trusts, in accordance with their written financial plans. Through his affiliation with Gradient Advisors LLC, David is able to offer a strategic approach which encompasses a variety of financial planning concepts. Social Security planning, IRA distribution strategies, professionally managed portfolios as well as proper estate planning are included in his services.
Prior to entering the financial services field, David Topor managed his family’s automotive dealership located in Western Massachusetts. During his 20+ year career in the retail automobile business, David focused his efforts on marketing, sales, staff development, inventory control and customer follow-up, which won his dealership Chrysler’s highest 5 Star rating every year! His commitment to customer care and quality service continues when servicing his current clients in his present capacity. In 2007, David sold his interest in Topor Motor Sales and moved to East Tennessee with his wife and 2 of his youngest children. Now that his children are out of the home, David and his wife Karen have moved to Tellico Village with their 2 dogs, Teddy, and Dingo.
David Topor is an active Member in both the Loudon County and Oak Ridge Chamber of Commerce, he earned his Wood Badge as Assistant Scout Master with his son’s Boy Scout Troop 81 in Maryville. David and Karen are active members of River Oaks Clover Hill, a new church plant in Blount Co. TN. David enjoys golf, gardening, hiking, and camping with his family either at the beach or in the mountains.
A Personal Note from David Topor...
As a fiduciary advisor I take the best Interest responsibilities very seriously. I look for concepts and proposals that could maximize return within your risk profile and time horizon. I have a duty to advise you with a knowledge of a wide variety of risk to your nest egg, which many clients aren’t even aware of. Besides the common risks associated with the market, such as volatility, inflation and excessive fees, there are many others to be concerned about. These include future income taxation risk, longevity risk, health care risk, legislative risk, estate taxation risk and of course liability risk. During our time together, we will discuss each of these risk factors in detail, and seriously look at how each risk might affect your nest egg and income.
We will discuss strategies of financial diversification that are designed to mitigate your exposure to risk and plan accordingly. My goal is to make your future financial outlook as hopeful as possible.
As an independent advisor I am not obligated to offer only certain cookie cutter portfolios by my captive firm. I have the freedom and obligation to search the marketplace and do my due diligence to seek out money managers and financial strategies that my clients are in need of. Teaming up with an independent, experienced, fiduciary advisor, dedicated to working in your best interest, is the first step in creating your Intelliplan. I look forward to working with you and your family.